ZIP 33815 Foreclosure, Tax-Lien & Distress Report
Polk County, Florida · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 33815 in Polk County, Florida comes in at 38, a moderate composite-distress reading. On the structural side it scores 83/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100). The sharpest non-environmental signals are structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). mortgage stress (28/100) stay muted.
The recovery-phase market in 33815 posted values that rose 1.9% over the year, 2.2% off the recent peak, and 9% higher over three years, at 27/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 14,457 with a median age of 42. Home values center near $39,500, an affordability ratio of 1.2× — accessible. Vacancy runs 18.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 31/100. Roughly 22.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 7,608 housing units. 58% of housing is owner-occupied. Around 49% of renters are cost-burdened. About 11% have a four-year degree. Median household income is $36,445, below the U.S. median near $78,000.
Taken together, 33815 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 5 distressed properties for 33815 — owner, address, APN, per-parcel score, bank exposure and exit read.
No ZIP is too small to score: 33815 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. 33815 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
33815's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 33815 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 33815
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 5 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 33815 by the numbers
Current distress, phase, housing and lender-pressure figures for 33815, drawn from the same report attached to each property.
Other Polk County ZIP codes
Related reports across Polk County, Florida
Related ZIP, county and statewide reads linked to Polk County, Florida.
Open the complete 33815 acquisition file
See who owns each distressed property in 33815, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology