ZIP 33838 Property Distress & Foreclosure Data

Polk County, Florida's ZIP 33838 registers 37/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (82/100), construction/permit lag (75/100), institutional ownership (70/100). mortgage stress (28/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100). On the structural side it scores 82/100, with 8/100 of stress already active.

Prices here sit in a contraction phase: values fell 0.9% over the trailing year, and 9% higher over three years (phase confidence 21/100). Falling values surface more motivated sellers and below-market exits.

The vacancy rate is 14.2% — elevated. 5,431 residents call 33838 home, typically aged 33. 28.8% of residents fall below the poverty threshold. Around 68% of renters are cost-burdened. Educational attainment sits at 10% bachelor's-or-above. The ZIP holds roughly 2,271 housing units. Median household income is $44,514, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 47/100. Owners hold 65% of homes, renters 35%. Home values center near $255,700, an affordability ratio of 5.2×.

Taken together, 33838 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.