ZIP 33838 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 33838 in Polk County, Florida comes in at 39, a moderate composite-distress reading. The pressure is most legible in structural risk (87/100), institutional ownership (74/100), construction/permit lag (74/100). On the quiet end sit mortgage stress (28/100). Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (98/100), climate & FEMA risk (96/100). Structural risk reads 87/100 against active distress of 8/100.

The recovery-phase market in 33838 posted values that rose 1.9% over the year, 2.2% off the recent peak, and 9% higher over three years, at 27/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 14.2% — elevated. About 5,431 people live here, median age 33. 28.8% of residents fall below the poverty threshold. Rent burden reaches 68% of tenant households. About 10% have a four-year degree. The ZIP holds roughly 2,271 housing units. Median household income is $44,514, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 47/100. 65% of housing is owner-occupied. The typical home is worth about $255,700 (5.2× income).

On the whole, 33838 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 33838 at the moment; the composite and its components are still built from verifiable records.

The 33838 read uses the identical scoring model applied coast to coast, which means its 39/100 score means exactly what it means anywhere else, and 33838 stays directly comparable to neighboring ZIPs and the rest of Polk County, Florida. The score is rebuilt from public data as it updates, so 33838 reflects the current record instead of a stale or modeled snapshot.

33838's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 33838 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.