ZIP 33841 Foreclosure, Tax-Lien & Distress Report

ZIP 33841's composite property-distress score is 38/100 - DLRadar classes that as moderate for Polk County, Florida. The sharpest non-environmental signals are structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). On the quiet end sit mortgage stress (28/100). Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100)). On the structural side it scores 83/100, with 8/100 of stress already active.

The market reads recovery — home values rose 1.9% year on year, 2.2% off the recent peak, and 15% higher over three years, at 27/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

On demographic stress specifically, 33841 scores 37/100. 8,268 residents call 33841 home, typically aged 40. Around 37% of renters are cost-burdened. About 9% have a four-year degree. The vacancy rate is 19.5% — elevated. The tenure split is 70% owner-occupied to 30% rented. At $39,608, median income runs below typical U.S. levels. Home values center near $170,900, an affordability ratio of 3.5× — accessible. 28.2% of residents fall below the poverty threshold. There are about 3,690 housing units across 33841.

On the whole, 33841 leans distressed, with opportunity clustered in specific stressed parcels. Inside the full report, DLRadar lists 5 distressed properties for 33841 — owner, address, APN, per-parcel score, bank exposure and exit read.

No ZIP is too small to score: 33841 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 33841 shows as blanks, never estimates, and the score updates on every fresh public filing.

33841's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 33841 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.