ZIP 33854 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 33854 (Polk County, Florida) lands at 38/100 — moderate on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). On the quiet end sit mortgage stress (28/100). Structural exposure scores 83 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100).

Prices here sit in a recovery phase: values rose 1.9% over the trailing year, 2.2% off the recent peak, at 27/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $33,523, median income runs below typical U.S. levels. 45.1% of residents fall below the poverty threshold. The typical home is worth about $90,000 (2.4× income, relatively affordable). The ZIP holds roughly 777 housing units. The vacancy rate is 57.3% — elevated. The demographic-stress sub-score lands at 40/100. Around 15% of adults hold a bachelor's degree or higher. The tenure split is 42% owner-occupied to 58% rented. Around 28% of renters are cost-burdened. 481 residents call 33854 home, typically aged 70.

Taken together, 33854 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 33854 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 33854 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 33854 reflects the current record instead of a stale or modeled snapshot.

Behind 33854's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 33854 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.