ZIP 33854 Property Distress & Foreclosure Data

DLRadar grades ZIP 33854 (Polk County, Florida) at a moderate 37/100 for overall property distress. Property-level stress concentrates in structural risk (82/100), construction/permit lag (75/100), institutional ownership (70/100). By contrast, mortgage stress (28/100) register low. The latent-versus-live split is 82/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100).

The market reads contraction — home values fell 0.9% year on year (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

Households earn a median $33,523 — below the roughly $78,000 national figure. Roughly 45.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $90,000 here, or 2.4 times local income. The ZIP holds roughly 777 housing units. The vacancy rate is 57.3% — elevated. On demographic stress specifically, 33854 scores 40/100. About 15% have a four-year degree. The tenure split is 42% owner-occupied to 58% rented. Around 28% of renters are cost-burdened. About 481 people live here, median age 70.

Net-net, 33854 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.