ZIP 33859 Foreclosure, Tax-Lien & Distress Report

In Polk County, Florida, ZIP 33859 scores 38 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100). The most distinctive pressure shows up in structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). On the quiet end sit mortgage stress (28/100). Structural risk reads 83/100 against active distress of 8/100.

The recovery-phase market in 33859 posted values that rose 1.9% over the year, 2.2% off the recent peak, and 24% higher over three years, at 27/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 5,977 housing units. On demographic stress specifically, 33859 scores 33/100. A median home runs $215,300 here, or 3.2 times local income. The vacancy rate is 22.8% — elevated. About 23% have a four-year degree. Median household income is $61,871, below the U.S. median near $78,000. The tenure split is 76% owner-occupied to 24% rented. Around 39% of renters are cost-burdened. 10,827 residents call 33859 home, typically aged 50. Roughly 22.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 33859 leans distressed, with opportunity clustered in specific stressed parcels. While 33859 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 33859 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 33859 reflects the current record instead of a stale or modeled snapshot.

Behind 33859's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 33859 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.