ZIP 33839 Property Distress & Foreclosure Data

ZIP code 33839 in Polk County, Florida carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 82/100 against active distress of 8/100. What sets it apart are the readings on structural risk (82/100), construction/permit lag (75/100), institutional ownership (70/100). By contrast, mortgage stress (28/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100).

The market reads contraction — home values fell 0.9% year on year, and 45% higher over three years, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 33839 scores 28/100. About 4,397 people live here, median age 31. Rent burden reaches 31% of tenant households. The tenure split is 78% owner-occupied to 22% rented. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. There are about 1,633 housing units across 33839. About 13% have a four-year degree. A median home runs $240,400 here, or 2.5 times local income. Households earn a median $93,229 — above the roughly $78,000 national figure.

Net-net, 33839 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.