ZIP 33884 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 33884 (Polk County, Florida) lands at 38/100 — moderate on DLRadar's public-record scoring. Structurally it carries 83/100, against 8/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100). Its heaviest discrete signals: structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). mortgage stress (28/100) stay muted.

The market reads recovery — home values rose 1.9% year on year, 2.2% off the recent peak, and 2% higher over three years, at 27/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 36,395 with a median age of 45. The poverty rate is 11.8%. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. There are about 16,654 housing units across 33884. Home values center near $286,500, an affordability ratio of 3.8× — accessible. Median household income is $70,516, near the U.S. median near $78,000. The tenure split is 76% owner-occupied to 24% rented. The demographic-stress sub-score lands at 33/100. Around 29% of adults hold a bachelor's degree or higher. Around 49% of renters are cost-burdened.

On the whole, 33884 leans distressed, with opportunity clustered in specific stressed parcels. While 33884 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 33884 runs through one identical public-record model, so its 38/100 sits on the same scale as every other ZIP in Polk County, Florida and the nation. The score is rebuilt from public data as it updates, so 33884 reflects the current record instead of a stale or modeled snapshot.

33884's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 33884 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.