ZIP 33881 Property Distress & Foreclosure Data

DLRadar grades ZIP 33881 (Polk County, Florida) at a moderate 37/100 for overall property distress. Property-level stress concentrates in structural risk (82/100), construction/permit lag (75/100), institutional ownership (70/100). By contrast, mortgage stress (28/100) register low. On the structural side it scores 82/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100).

The market reads contraction — home values fell 0.9% year on year, and 2% lower over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

Households earn a median $53,867 — below the roughly $78,000 national figure. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 70% owner-occupied to 30% rented. About 18% have a four-year degree. Around 53% of renters are cost-burdened. About 39,189 people live here, median age 44. On demographic stress specifically, 33881 scores 35/100. The vacancy rate is 17.0% — elevated. The ZIP holds roughly 17,920 housing units. A median home runs $194,700 here, or 3.3 times local income.

Net-net, 33881 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.