ZIP 33803 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 33803 (Polk County, Florida) returns a moderate composite of 38/100. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100). The latent-versus-live split is 83/100 structural and 8/100 already moving. The most distinctive pressure shows up in structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). mortgage stress (28/100) stay muted.

The market reads recovery — home values rose 1.9% year on year, 2.2% off the recent peak, and 9% higher over three years, at 27/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $63,180 — below the roughly $78,000 national figure. 12.7% of residents fall below the poverty threshold. Owners hold 62% of homes, renters 38%. The demographic-stress sub-score lands at 32/100. Vacancy runs 16.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $250,100 here, or 3.7 times local income. Rent burden reaches 41% of tenant households. Population is roughly 29,058 with a median age of 42. Around 34% of adults hold a bachelor's degree or higher. There are about 15,120 housing units across 33803.

Taken together, 33803 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. DLRadar currently tracks 8 individual distressed properties in 33803, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The 33803 read uses the identical public-record model applied coast to coast, which means its 38/100 score means exactly what it means anywhere else, and 33803 stays directly comparable to neighboring ZIPs and the rest of Polk County, Florida. Nothing here is interpolated — where a source is thin for 33803, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 33803's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 33803 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.