ZIP 33803 Foreclosure, Tax-Lien & Distress Report

In Polk County, Florida, ZIP 33803 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100). The latent-versus-live split is 82/100 structural and 8/100 already moving. Its standout signals are structural risk (82/100), construction/permit lag (75/100), institutional ownership (70/100). By contrast, mortgage stress (28/100) register low.

The market reads contraction — home values fell 0.9% year on year, and 9% higher over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

Households earn a median $63,180 — below the roughly $78,000 national figure. Roughly 12.7% live below the poverty line. The tenure split is 62% owner-occupied to 38% rented. On demographic stress specifically, 33803 scores 32/100. The vacancy rate is 16.6% — elevated. A median home runs $250,100 here, or 3.7 times local income. Around 41% of renters are cost-burdened. About 29,058 people live here, median age 42. About 34% have a four-year degree. The ZIP holds roughly 15,120 housing units.

Net-net, 33803 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 6 individual distressed properties in 33803, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.