ZIP 33840 Foreclosure, Tax-Lien & Distress Report

In Polk County, Florida, ZIP 33840 scores 39 of 100 for composite distress, a moderate level on DLRadar's distress index. The split runs 87/100 structural to 0/100 active on the ground. The most distinctive pressure shows up in structural risk (87/100), institutional ownership (74/100), construction/permit lag (74/100). Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (98/100), climate & FEMA risk (96/100).

Prices here sit in a recovery phase: values rose 1.9% over the trailing year, 2.2% off the recent peak, at 27/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 26 housing units.

On balance 33840 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 33840 runs through one identical scoring model, so its 39/100 sits on the same scale as every other ZIP in Polk County, Florida and the nation. 33840 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

33840's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 33840 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.