ZIP 33812 Foreclosure, Tax-Lien & Distress Report
Polk County, Florida · Distress market
Composite property distress in 33812 (Polk County, Florida) lands at 39/100 — moderate on DLRadar's distress scoring. Property-level stress concentrates in structural risk (87/100), institutional ownership (74/100), construction/permit lag (74/100). mortgage stress (28/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (98/100), climate & FEMA risk (96/100). Structural exposure scores 87 and live distress 8 on the 0–100 scale.
Prices here sit in a recovery phase: values rose 1.9% over the trailing year, 2.2% off the recent peak, and 2% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Median household income is $100,569, above the U.S. median near $78,000. 79% of housing is owner-occupied. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 25/100. Around 36% of adults hold a bachelor's degree or higher. About 14,836 people live here, median age 39. Around 21% of renters are cost-burdened. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. There are about 5,783 housing units across 33812. A median home runs $373,700 here, or 3.3 times local income.
On balance 33812 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 33812 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 33812 runs through one identical scoring model, so its 39/100 sits on the same scale as every other ZIP in Polk County, Florida and the nation. Sparse data for 33812 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 39/100 for 33812 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 33812 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 33812
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 33812 distress snapshot
Current distress, phase, housing and lender-pressure figures for 33812, drawn from the same report attached to each property.
Polk County ZIPs near 33812
Nearest ZIP codes to 33812
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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Unlock parcel-level detail for ZIP 33812
See who owns each distressed property in 33812, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Lead lists for Polk County
Built from public records, scored the same way everywhere · methodology