ZIP 33837 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 33837 (Polk County, Florida) returns a moderate composite of 38/100. The split runs 83/100 structural to 8/100 active on the ground. Property-level stress concentrates in structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). mortgage stress (28/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100).

The recovery-phase market in 33837 posted values that rose 1.9% over the year, 2.2% off the recent peak, and 40% higher over three years, at 27/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 20,284 housing units across 33837. The typical home is worth about $334,800 (3.9× income, relatively affordable). Roughly 14.1% live below the poverty line. The demographic-stress sub-score lands at 34/100. Population is roughly 45,144 with a median age of 38. At $75,861, median income runs near typical U.S. levels. 82% of housing is owner-occupied. Rent burden reaches 45% of tenant households. Vacancy runs 20.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 27% bachelor's-or-above.

Taken together, 33837 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 17 distressed properties for 33837 — owner, address, APN, per-parcel score, bank exposure and exit read.

The number is not local guesswork: 33837's 38/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 33837 shows blanks, not estimates, wherever the record is sparse.

The 38/100 figure for 33837 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 33837 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.