ZIP 34746 Foreclosure, Tax-Lien & Distress Report
Osceola County, Florida · High Vacancy market
ZIP code 34746 in Osceola County, Florida carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic distress index. The latent-versus-live split is 82/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (92/100), flood (NFIP) exposure (73/100)). The sharpest non-environmental signals are structural risk (82/100), construction/permit lag (78/100), institutional ownership (69/100). mortgage stress (27/100) stay muted.
The peak-phase market in 34746 posted values that held roughly flat over the year, and 22% higher over three years (phase confidence 14/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
57,181 residents call 34746 home, typically aged 38. The ZIP holds roughly 26,252 housing units. The poverty rate is 11.8%. About 30% have a four-year degree. The vacancy rate is 28.8% — elevated. Around 54% of renters are cost-burdened. Home values center near $356,800, an affordability ratio of 4.8×. Households earn a median $67,677 — below the roughly $78,000 national figure. The tenure split is 73% owner-occupied to 27% rented. The demographic-stress sub-score lands at 39/100.
Taken together, 34746 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 34746 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 34746 runs through one identical scoring model, so its 37/100 sits on the same scale as every other ZIP in Osceola County, Florida and the nation. Every figure is auditable to a public dataset and refreshed as records update; 34746 shows blanks, not estimates, wherever the record is sparse.
Each component behind 34746 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. Treat 34746 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 34746
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 34746 by the numbers
The live 34746 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Osceola County
Nearest ZIP codes to 34746
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Osceola County, Florida.
Unlock the full ZIP 34746 acquisition report
Get every distressed property in 34746 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Lead lists for Osceola County
Each signal above is traceable to an open dataset · methodology