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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 34741 Foreclosure, Tax-Lien & Distress Report

Osceola County, Florida · High Vacancy market

DLRadar grades ZIP 34741 (Osceola County, Florida) at a moderate 37/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (92/100), flood (NFIP) exposure (63/100). Latent structural risk is 80/100 while live distress already moving reads 8/100. The most distinctive pressure shows up in construction/permit lag (81/100), structural risk (80/100), institutional ownership (67/100). On the quiet end sit mortgage stress (27/100).

The market reads peak — home values held roughly flat year on year, and 15% higher over three years, at 14/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 22,386 housing units. 24.1% of residents fall below the poverty threshold. Median household income is $50,278, below the U.S. median near $78,000. 36% of housing is owner-occupied. Educational attainment sits at 28% bachelor's-or-above. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. A median home runs $306,400 here, or 5.4 times local income. On demographic stress specifically, 34741 scores 46/100. Around 61% of renters are cost-burdened. 56,429 residents call 34741 home, typically aged 34.

On the whole, 34741 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 63 individual distressed properties in 34741, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

No ZIP is too small to score: 34741 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 34741 shows blanks, not estimates, wherever the record is sparse.

The 37/100 for 34741 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 34741 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

37/100
Composite stress
80/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 34741

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk92
34741 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 63 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 34741 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 34741, drawn from the same report attached to each property.

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Osceola County ZIPs near 34741

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Each signal above is traceable to an open dataset · methodology

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