ZIP 34771 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 34771 (Osceola County, Florida) returns a moderate composite of 38/100. Latent structural risk is 80/100 while live distress already moving reads 15/100. Its standout signals are construction/permit lag (81/100), structural risk (80/100), institutional ownership (67/100). On the quiet end sit mortgage stress (27/100) and auction velocity (27/100). It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (92/100), flood (NFIP) exposure (63/100).

The market reads peak — home values held roughly flat year on year, and 13% higher over three years (phase confidence 14/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

31,368 residents call 34771 home, typically aged 39. Vacancy runs 10.9%. 85% of housing is owner-occupied. About 38% have a four-year degree. Around 36% of renters are cost-burdened. The poverty rate is 6.3% — low. The ZIP holds roughly 12,782 housing units. On demographic stress specifically, 34771 scores 29/100. A median home runs $454,400 here, or 4.2 times local income. At $101,434, median income runs above typical U.S. levels.

Net-net, 34771 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. DLRadar currently tracks 37 individual distressed properties in 34771, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 34771's 38/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 34771 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 38/100 for 34771 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 34771 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.