Osceola County, FL: Foreclosures, Tax Liens & Distressed Properties

Osceola County, FL, Florida: 17 ZIP codes scored, Osceola County, FL averaging 37/100 (moderate, Osceola, FL), from 32 to 39. Osceola County, FL is in its peak phase (Osceola, FL confidence 14/100): Osceola, FL home prices up 0.3% (Osceola, FL) over twelve months. Osceola County, FL lender headwind: 44/100.

Highest-scoring Osceola County, FL ZIPs: 33897 (39/100), 33898 (39/100), 33896 (38/100), 34759 (38/100), 34771 (38/100), 33848 (37/100). Also scored in Osceola County, FL: 34739, 34741, 34743, 34744, 34746, 34747, 34758, 34769, 34772, 34773.

Across Osceola County, FL's scored ZIPs: median home value $318,041, household income $68,133, 21.0% vacancy, 14.0% poverty, 69% owner-occupied, median age 39.5.

Osceola County, FL insurance distress 88/100 (#152 in the US); FEMA hazard 98/100 for Osceola, FL; 12 federal disaster declarations in Osceola County, FL since 2023 (6 hurricane); 26 Osceola, FL NFIP flood claims, $79K paid; Osceola, FL construction distress 78/100.

14 banks with 49 branches lend in Osceola County, FL; Osceola, FL weighted bank stress 61/100, highest 80/100 in Osceola, FL.

Osceola County, FL unemployment 4.8% (Osceola, FL -0.1 pts, six months); 5,713 new housing units permitted in Osceola County, FL over twelve months, Osceola, FL down 28% from 7,934; Osceola, FL home prices +12.1% a year (Osceola, FL) over three years.

171,410 housing units in Osceola County, FL; 44,361 Osceola, FL renter households; 62% of Osceola, FL renters spend 30%+ of income on rent, 33% (Osceola, FL) half or more.

Osceola County, FL ranks #221 nationally on the opportunity index (Osceola, FL, among all ranked counties); Osceola, FL scores 35.6/100 and Osceola, FL sits #26 inside Florida. Osceola, FL is in the peak_opportunity opportunity phase; Osceola, FL's primary driver is vacancy, Osceola, FL second driver construction; Osceola, FL moved up 90 places. 486 short-sale listings across Osceola, FL; 102 days on market observed in Osceola, FL; 16.6% vacancy over 17 Osceola, FL ZIPs.

1.4% of Osceola County, FL mortgages were ninety-plus days late in December 2025; Osceola, FL's thirty-to-eighty-nine-day share was 3.3% (CFPB county sample). Osceola, FL's ninety-day rate is up 1.0 points on twelve months earlier; the Osceola, FL peak since 2008 was 13.8% in November 2009; Florida overall reads 1.2%.

Osceola County, FL has 3 watched banks; 3 Osceola, FL banks sit in an elevated band. Osceola, FL footprints: Southstate Bank Na (5 branches, stress 48) in Osceola, FL; Bankflorida (2 branches, stress 59) in Osceola, FL; Axiom Bank National Assn (1 branch, stress 80) in Osceola, FL.

HUD lists 6 assisted multifamily properties in Osceola County, FL with 1,268 units; 100 Osceola, FL units are assisted.

28,616 of the 171,410 housing units in Osceola, FL sit vacant. Osceola County, FL permitted 1,987 multifamily units in twelve months; Osceola, FL's one-to-four unit structures added 3,726 units in Osceola County, FL.