ZIP 34769 Foreclosure, Tax-Lien & Distress Report

ZIP code 34769 in Osceola County, Florida carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (92/100), flood (NFIP) exposure (63/100). The split runs 80/100 structural to 8/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (81/100), structural risk (80/100), institutional ownership (67/100). On the quiet end sit mortgage stress (27/100).

The peak-phase market in 34769 posted values that held roughly flat over the year, and 10% higher over three years (phase confidence 14/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 11,404 housing units. Population is roughly 29,247 with a median age of 36. About 24% have a four-year degree. DLRadar's demographic-stress index for the area reads 38/100. Rent burden reaches 52% of tenant households. A median home runs $313,300 here, or 4.6 times local income. 14.1% of residents fall below the poverty threshold. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $58,764 — below the roughly $78,000 national figure. Owners hold 66% of homes, renters 34%.

Net-net, 34769 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. DLRadar currently tracks 3 individual distressed properties in 34769, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Because one deterministic model scores every ZIP, 34769's 37/100 can be lined up against any neighbor in Osceola County, Florida or any ZIP coast to coast. 34769 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 37/100 figure for 34769 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 34769 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.