ZIP 34744 Foreclosure, Tax-Lien & Distress Report

ZIP code 34744 in Osceola County, Florida carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic distress index. The split runs 82/100 structural to 8/100 active on the ground. The most distinctive pressure shows up in structural risk (82/100), construction/permit lag (78/100), institutional ownership (69/100). mortgage stress (27/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (92/100), flood (NFIP) exposure (73/100)).

The peak-phase market in 34744 posted values that held roughly flat over the year, and 12% higher over three years, at 14/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $356,000 (4.7× income). Median household income is $69,837, near the U.S. median near $78,000. About 62,756 people live here, median age 38. Vacancy runs 9.0%. Rent burden reaches 57% of tenant households. The poverty rate is 11.6%. The tenure split is 68% owner-occupied to 32% rented. Around 26% of adults hold a bachelor's degree or higher. There are about 24,090 housing units across 34744. The demographic-stress sub-score lands at 38/100.

Net-net, 34744 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 34744 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 34744 runs through one identical scoring model, so its 37/100 sits on the same scale as every other ZIP in Osceola County, Florida and the nation. Where the record is thin for 34744, the field stays empty rather than modeled, and fills in as new documents post.

The 37/100 figure for 34744 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 34744 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.