Osceola County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Osceola County, Florida? DLRadar grades every Osceola County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 38/100. Here is the 2026 Osceola County breakdown.
- Osceola County's most distressed ZIP is 33897 at 38/100.
- 17 ZIP codes tracked in Osceola County, averaging 37/100 distress.
- Osceola County reads peak — home values up 0.3% year over year, 0.7% off peak.
- Vacancy runs 21% across Osceola County's tracked ZIPs, with a 14% poverty rate.
- The typical Osceola County home is worth about $318,041 against a ~$68,133 median income.
- Lending headwind in Osceola County sits at 44/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 33897 | 38/100 |
| 2 | 33898 | 38/100 |
| 3 | 34771 | 38/100 |
| 4 | 33848 | 37/100 |
| 5 | 33896 | 37/100 |
| 6 | 34739 | 37/100 |
| 7 | 34741 | 37/100 |
| 8 | 34743 | 37/100 |
| 9 | 34744 | 37/100 |
| 10 | 34746 | 37/100 |
| 11 | 34747 | 37/100 |
| 12 | 34758 | 37/100 |
Most distressed ZIP codes in Osceola County (composite distress 0-100, 2026)
What is driving Osceola County distress
Osceola County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 37/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Osceola County market phase and pricing
Phase for Osceola County: peak (+0.3% YoY, 0.7% off peak). As pricing power fades, listings sit longer and sellers become reachable.
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Common questions
What is the most distressed ZIP code in Osceola County, FL?
ZIP 33897 leads Osceola County at 38/100, recomputed monthly from public records.
How would you describe the Osceola County market phase?
Osceola County currently sits in peak, with values up 0.3% year on year, based on FHFA price-index trajectory.
What is this Osceola County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 17 Osceola County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Osceola County ZIP codes?
A single county score papers over real variation. Across the Osceola County ZIPs DLRadar ranks, scores run from 38/100 in 33897 down to 37/100 in 34758, against a Osceola County average of 37/100. With 1 points between best and worst, county-level targeting in Osceola County wastes effort.
What do Osceola County home values and vacancy say about distressed supply?
The typical Osceola County home carries about $318,041 of value against a median household income near $68,133. Vacancy across Osceola County's tracked ZIPs runs 21% and the poverty rate is 14%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Osceola County's foreclosure and tax-lien record and its 44/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.