ZIP 33805 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 33805 (Polk County, Florida) returns a moderate composite of 38/100. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100)). On the structural side it scores 83/100, with 8/100 of stress already active. The most distinctive pressure shows up in structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). mortgage stress (28/100) stay muted.

The recovery-phase market in 33805 posted values that rose 1.9% over the year, 2.2% off the recent peak, and 17% higher over three years (phase confidence 27/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 20.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 27,391 residents call 33805 home, typically aged 37. Households earn a median $55,565 — below the roughly $78,000 national figure. Around 39% of renters are cost-burdened. About 17% have a four-year degree. 48% of housing is owner-occupied. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 35/100. The ZIP holds roughly 12,351 housing units. The typical home is worth about $197,500 (3.1× income, relatively affordable).

Taken together, 33805 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 3 distressed properties for 33805 — owner, address, APN, per-parcel score, bank exposure and exit read.

The 33805 read uses the identical public-record model applied coast to coast, which means its 38/100 score means exactly what it means anywhere else, and 33805 stays directly comparable to neighboring ZIPs and the rest of Polk County, Florida. Sparse data for 33805 shows as blanks, never estimates, and the score updates on every fresh public filing.

33805's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 33805 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.