ZIP 33830 Property Distress & Foreclosure Data

In Polk County, Florida, ZIP 33830 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100). On the structural side it scores 82/100, with 8/100 of stress already active. Its standout signals are structural risk (82/100), construction/permit lag (75/100), institutional ownership (70/100). By contrast, mortgage stress (28/100) register low.

The market reads contraction — home values fell 0.9% year on year, and 12% higher over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

The ZIP holds roughly 12,636 housing units. Roughly 18.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 33830 scores 32/100. The tenure split is 68% owner-occupied to 32% rented. Around 35% of renters are cost-burdened. About 18% have a four-year degree. The vacancy rate is 9.1%. A median home runs $228,900 here, or 3.3 times local income. Households earn a median $62,636 — below the roughly $78,000 national figure. About 32,738 people live here, median age 36.

Net-net, 33830 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 3 individual distressed properties in 33830, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.