ZIP 33827 Foreclosure, Tax-Lien & Distress Report

ZIP code 33827 in Polk County, Florida carries a composite property-distress score of 38/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100). Structural exposure scores 83 and live distress 8 on the 0–100 scale. Leading the profile are structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). By contrast, mortgage stress (28/100) register low.

The recovery-phase market in 33827 posted values that rose 1.9% over the year, 2.2% off the recent peak, and 19% higher over three years, at 27/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $59,776, below the U.S. median near $78,000. 2,438 residents call 33827 home, typically aged 41. The vacancy rate is 31.3% — elevated. Around 20% of adults hold a bachelor's degree or higher. Rent burden reaches 24% of tenant households. On demographic stress specifically, 33827 scores 31/100. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 1,335 housing units. Home values center near $230,300, an affordability ratio of 3.6× — accessible. The tenure split is 85% owner-occupied to 15% rented.

Net-net, 33827 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 33827 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 33827 shows as blanks, never estimates, and the score updates on every fresh public filing.

33827's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 33827 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.