ZIP 33851 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 33851 (Polk County, Florida) lands at 39/100 — moderate on DLRadar's distress scoring. On the structural side it scores 87/100, with 8/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (98/100), FEMA disaster exposure (98/100), climate & FEMA risk (96/100)). Its heaviest discrete signals: structural risk (87/100), institutional ownership (74/100), construction/permit lag (74/100). mortgage stress (28/100) stay muted.

The market reads recovery — home values rose 1.9% year on year, 2.2% off the recent peak, at 27/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 1,109 people live here, median age 42. Owners hold 91% of homes, renters 9%. 26.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 25/100. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. Around 13% of adults hold a bachelor's degree or higher. The ZIP holds roughly 386 housing units. Around 0% of renters are cost-burdened. A median home runs $236,400 here, or 2.3 times local income. Households earn a median $77,557 — near the roughly $78,000 national figure.

On the whole, 33851 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 33851 at the moment; the composite and its components are still built from verifiable records.

The 33851 read uses the identical scoring model applied coast to coast, which means its 39/100 score means exactly what it means anywhere else, and 33851 stays directly comparable to neighboring ZIPs and the rest of Polk County, Florida. The score is rebuilt from public data as it updates, so 33851 reflects the current record instead of a stale or modeled snapshot.

The 39/100 for 33851 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 33851 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.