ZIP 33860 Foreclosure, Tax-Lien & Distress Report
Polk County, Florida · Distress market
ZIP 33860's composite property-distress score is 37/100 - DLRadar classes that as moderate for Polk County, Florida. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100). Its standout signals are structural risk (82/100), construction/permit lag (76/100), institutional ownership (69/100). By contrast, mortgage stress (27/100) register low. Latent structural risk is 82/100 while live distress already moving reads 8/100.
The recovery-phase market in 33860 posted values that rose 1.9% over the year, 2.2% off the recent peak, and 20% higher over three years (phase confidence 26/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Home values center near $250,400, an affordability ratio of 3.5× — accessible. At $62,779, median income runs below typical U.S. levels. Owners hold 70% of homes, renters 30%. Around 15% of adults hold a bachelor's degree or higher. Population is roughly 25,617 with a median age of 34. On demographic stress specifically, 33860 scores 35/100. Vacancy runs 9.6%. The ZIP holds roughly 9,899 housing units. 16.7% of residents fall below the poverty threshold. Around 47% of renters are cost-burdened.
On balance 33860 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 33860 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 33860's 37/100 can be lined up against any neighbor in Polk County, Florida or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 33860 reflects the current record instead of a stale or modeled snapshot.
Each component behind 33860 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. For an operator, 33860 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 33860
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 33860 distress snapshot
The live 33860 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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The complete 33860 distress and acquisition report
Every distressed parcel in 33860 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology