ZIP 33860 Property Distress & Foreclosure Data

Polk County, Florida's ZIP 33860 registers 38/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (96/100), flood (NFIP) exposure (74/100). The most distinctive pressure shows up in structural risk (82/100), construction/permit lag (75/100), institutional ownership (70/100). By contrast, mortgage stress (27/100) register low. Structural risk reads 82/100 against active distress of 8/100.

The market reads contraction — home values fell 0.9% year on year, and 20% higher over three years, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

A median home runs $250,400 here, or 3.5 times local income. Households earn a median $62,779 — below the roughly $78,000 national figure. The tenure split is 70% owner-occupied to 30% rented. About 15% have a four-year degree. About 25,617 people live here, median age 34. On demographic stress specifically, 33860 scores 35/100. Vacancy runs 9.6%. There are about 9,899 housing units across 33860. Roughly 16.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 47% of tenant households.

Net-net, 33860 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.