ZIP 33850 Foreclosure, Tax-Lien & Distress Report
Polk County, Florida · High Vacancy market
DLRadar grades ZIP 33850 (Polk County, Florida) at a moderate 38/100 for overall property distress. The sharpest non-environmental signals are structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). By contrast, mortgage stress (28/100) register low. The latent-versus-live split is 83/100 structural and 8/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100).
Prices here sit in a recovery phase: values rose 1.9% over the trailing year, 2.2% off the recent peak, and 10% higher over three years, at 27/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 20.7% — elevated. Rent burden reaches 59% of tenant households. The poverty rate is 10.7%. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 4,620 housing units. On demographic stress specifically, 33850 scores 36/100. Households earn a median $53,877 — below the roughly $78,000 national figure. 9,825 residents call 33850 home, typically aged 44. The tenure split is 74% owner-occupied to 26% rented. Home values center near $225,100, an affordability ratio of 4.0×.
On the whole, 33850 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 1 individual distressed properties in 33850, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.
No ZIP is too small to score: 33850 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 33850, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 38/100 figure for 33850 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 33850 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 33850
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 1 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 33850 distress snapshot
Current distress, phase, housing and lender-pressure figures for 33850, drawn from the same report attached to each property.
Polk County ZIPs near 33850
Explore related distress reports
Related ZIP, county and statewide reads linked to Polk County, Florida.
Unlock parcel-level detail for ZIP 33850
Every distressed parcel in 33850 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology