ZIP 33850 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 33850 (Polk County, Florida) at a moderate 39/100 for overall property distress. The sharpest non-environmental signals are structural risk (87/100), institutional ownership (74/100), construction/permit lag (74/100). By contrast, mortgage stress (28/100) register low. The latent-versus-live split is 87/100 structural and 8/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (98/100), climate & FEMA risk (96/100).

Prices here sit in a recovery phase: values rose 1.9% over the trailing year, 2.2% off the recent peak, and 10% higher over three years, at 27/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 20.7% — elevated. Rent burden reaches 59% of tenant households. The poverty rate is 10.7%. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 4,620 housing units. On demographic stress specifically, 33850 scores 36/100. Households earn a median $53,877 — below the roughly $78,000 national figure. 9,825 residents call 33850 home, typically aged 44. The tenure split is 74% owner-occupied to 26% rented. Home values center near $225,100, an affordability ratio of 4.0×.

On the whole, 33850 leans distressed, with opportunity clustered in specific stressed parcels. 33850 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 33850 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 39/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 33850, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 39/100 figure for 33850 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 33850 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.