ZIP 33540 Property Distress & Foreclosure Data

Pasco County, Florida's ZIP 33540 registers 36/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (79/100), institutional ownership (75/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (29/100). On the structural side it scores 79/100, with 9/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100), climate & FEMA risk (96/100)).

The peak-phase market in 33540 posted values that held roughly flat over the year, and 19% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $55,426, median income runs below typical U.S. levels. The ZIP holds roughly 6,047 housing units. The poverty rate is 14.4%. The demographic-stress sub-score lands at 32/100. Population is roughly 11,098 with a median age of 56. Around 18% of adults hold a bachelor's degree or higher. 88% of housing is owner-occupied. The vacancy rate is 15.6% — elevated. Around 73% of renters are cost-burdened. The typical home is worth about $142,800 (2.2× income, relatively affordable).

On the whole, 33540 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 10 individual distressed properties in 33540, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.