ZIP 34610 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 34610 (Pasco County, Florida) at a moderate 36/100 for overall property distress. Structurally it carries 78/100, against 9/100 of stress already in motion. What sets it apart are the readings on structural risk (78/100), institutional ownership (75/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (29/100). Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100), climate & FEMA risk (96/100)).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 6% higher over three years, at 6/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

16,544 residents call 34610 home, typically aged 41. The ZIP holds roughly 6,439 housing units. On demographic stress specifically, 34610 scores 28/100. The tenure split is 84% owner-occupied to 16% rented. Vacancy runs 9.6%. Median household income is $73,878, near the U.S. median near $78,000. Around 24% of adults hold a bachelor's degree or higher. Rent burden reaches 26% of tenant households. The typical home is worth about $267,500 (3.4× income, relatively affordable). 10.8% of residents fall below the poverty threshold.

Overall, 34610 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. DLRadar currently tracks 11 individual distressed properties in 34610, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Because one deterministic model scores every ZIP, 34610's 36/100 can be lined up against any neighbor in Pasco County, Florida or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 34610, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 34610 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. The point of the 34610 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.