ZIP 34655 Property Distress & Foreclosure Data

DLRadar grades ZIP 34655 (Pasco County, Florida) at a moderate 36/100 for overall property distress. Property-level stress concentrates in structural risk (79/100), institutional ownership (75/100), construction/permit lag (42/100). By contrast, mortgage stress (29/100) register low. On the structural side it scores 79/100, with 9/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100), climate & FEMA risk (96/100).

The market reads peak — home values held roughly flat year on year, and 8% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

Roughly 7.8% live below the poverty line. Around 53% of renters are cost-burdened. Households earn a median $85,107 — near the roughly $78,000 national figure. The tenure split is 78% owner-occupied to 22% rented. The ZIP holds roughly 20,915 housing units. On demographic stress specifically, 34655 scores 32/100. The vacancy rate is 8.2%. A median home runs $380,200 here, or 4.2 times local income. About 37% have a four-year degree. About 47,696 people live here, median age 46.

Net-net, 34655 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. DLRadar currently tracks 1 individual distressed properties in 34655, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.