ZIP 33523 Foreclosure, Tax-Lien & Distress Report

ZIP code 33523 in Pasco County, Florida carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. On the structural side it scores 78/100, with 9/100 of stress already active. What sets it apart are the readings on structural risk (78/100), institutional ownership (75/100), construction/permit lag (41/100). By contrast, mortgage stress (29/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (96/100), climate & FEMA risk (95/100).

The peak-phase market in 33523 posted values that rose 0.6% over the year, and 17% higher over three years, at 6/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

19,296 residents call 33523 home, typically aged 41. Home values center near $244,400, an affordability ratio of 3.8× — accessible. The vacancy rate is 15.2% — elevated. Roughly 10.9% live below the poverty line. There are about 8,007 housing units across 33523. Rent burden reaches 23% of tenant households. Owners hold 77% of homes, renters 23%. Educational attainment sits at 21% bachelor's-or-above. Households earn a median $60,897 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 30/100.

Net-net, 33523 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Inside the full report, DLRadar lists 47 distressed properties for 33523 — owner, address, APN, per-parcel score, bank exposure and exit read.

The 33523 read uses the identical public-record model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 33523 stays directly comparable to neighboring ZIPs and the rest of Pasco County, Florida. Nothing here is interpolated — where a source is thin for 33523, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

33523's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 33523 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.