ZIP 34602 Foreclosure, Tax-Lien & Distress Report

In Hernando County, Florida, ZIP 34602 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), flood (NFIP) exposure (91/100), climate & FEMA risk (87/100). The split runs 83/100 structural to 8/100 active on the ground. Its heaviest discrete signals: structural risk (83/100), institutional ownership (74/100), construction/permit lag (72/100). By contrast, mortgage stress (28/100) register low.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 14% higher over three years, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $72,054 — near the roughly $78,000 national figure. Roughly 11.2% live below the poverty line. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 20% bachelor's-or-above. Rent burden reaches 32% of tenant households. Population is roughly 10,391 with a median age of 45. Home values center near $276,400, an affordability ratio of 3.4× — accessible. On demographic stress specifically, 34602 scores 28/100. The ZIP holds roughly 4,449 housing units. The tenure split is 87% owner-occupied to 13% rented.

On balance 34602 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 10 individual distressed properties in 34602, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 34602's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 34602 shows as blanks, never estimates, and the score updates on every fresh public filing.

34602's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 34602 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.