ZIP 34608 Property Distress & Foreclosure Data

ZIP code 34608 in Hernando County, Florida carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (82/100), institutional ownership (74/100), construction/permit lag (70/100). On the quiet end sit mortgage stress (28/100). Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (91/100), climate & FEMA risk (87/100)). On the structural side it scores 82/100, with 8/100 of stress already active.

The peak-phase market in 34608 posted values that held roughly flat over the year, and 8% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 15,206 housing units. The poverty rate is 10.9%. Around 47% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. 80% of housing is owner-occupied. Population is roughly 36,565 with a median age of 42. The vacancy rate is 6.7%. The demographic-stress sub-score lands at 32/100. At $62,197, median income runs below typical U.S. levels. The typical home is worth about $276,800 (3.8× income, relatively affordable).

On balance 34608 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 31 individual distressed properties in 34608, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.