ZIP 34609 Property Distress & Foreclosure Data

In Hernando County, Florida, ZIP 34609 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 82/100 against active distress of 8/100. Its standout signals are structural risk (82/100), institutional ownership (74/100), construction/permit lag (70/100). mortgage stress (28/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), flood (NFIP) exposure (91/100), climate & FEMA risk (87/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 5% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 83% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 7.4%. 9.3% of residents fall below the poverty threshold. Home values center near $317,200, an affordability ratio of 3.5× — accessible. Rent burden reaches 41% of tenant households. 46,066 residents call 34609 home, typically aged 45. Educational attainment sits at 22% bachelor's-or-above. There are about 18,853 housing units across 34609. Median household income is $79,284, near the U.S. median near $78,000.

Overall, 34609 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Inside the full report, DLRadar lists 43 distressed properties for 34609 — owner, address, APN, per-parcel score, bank exposure and exit read.