ZIP 34604 Foreclosure, Tax-Lien & Distress Report

Hernando County, Florida's ZIP 34604 registers 37/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (91/100), climate & FEMA risk (87/100)). The split runs 83/100 structural to 8/100 active on the ground. The pressure is most legible in structural risk (83/100), institutional ownership (74/100), construction/permit lag (72/100). mortgage stress (28/100) stay muted.

The peak-phase market in 34604 posted values that rose 0.6% over the year, and 14% higher over three years (phase confidence 6/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 9.2% live below the poverty line. Around 19% of adults hold a bachelor's degree or higher. At $85,111, median income runs near typical U.S. levels. Rent burden reaches 34% of tenant households. 91% of housing is owner-occupied. Home values center near $305,500, an affordability ratio of 3.2× — accessible. The demographic-stress sub-score lands at 27/100. The vacancy rate is 7.1%. About 13,964 people live here, median age 44. There are about 4,990 housing units across 34604.

Net-net, 34604 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Inside the full report, DLRadar lists 28 distressed properties for 34604 — owner, address, APN, per-parcel score, bank exposure and exit read.

Because one deterministic model scores every ZIP, 34604's 37/100 can be lined up against any neighbor in Hernando County, Florida or any ZIP coast to coast. 34604 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

34604's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 34604 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.