ZIP 34613 Property Distress & Foreclosure Data

In Hernando County, Florida, ZIP 34613 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (82/100), institutional ownership (74/100), construction/permit lag (70/100). By contrast, mortgage stress (28/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (91/100), climate & FEMA risk (87/100). The latent-versus-live split is 82/100 structural and 8/100 already moving.

The market reads peak — home values held roughly flat year on year, and 10% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 10,745 housing units. On demographic stress specifically, 34613 scores 30/100. About 21% have a four-year degree. Around 48% of renters are cost-burdened. Roughly 10.2% live below the poverty line. The vacancy rate is 17.4% — elevated. About 18,280 people live here, median age 61. The tenure split is 90% owner-occupied to 10% rented. Households earn a median $56,175 — below the roughly $78,000 national figure. A median home runs $209,500 here, or 3.2 times local income.

Net-net, 34613 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 23 individual distressed properties in 34613, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.