ZIP 34613 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 34613 (Hernando County, Florida) returns a moderate composite of 38/100. Its standout signals are structural risk (86/100), construction/permit lag (80/100), institutional ownership (75/100). By contrast, mortgage stress (28/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (87/100). Latent structural risk is 86/100 while live distress already moving reads 8/100.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 10% higher over three years (phase confidence 6/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 10,745 housing units. The demographic-stress sub-score lands at 30/100. Around 21% of adults hold a bachelor's degree or higher. Rent burden reaches 48% of tenant households. Roughly 10.2% live below the poverty line. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. About 18,280 people live here, median age 61. The tenure split is 90% owner-occupied to 10% rented. Households earn a median $56,175 — below the roughly $78,000 national figure. Home values center near $209,500, an affordability ratio of 3.2× — accessible.

On the whole, 34613 leans distressed, with opportunity clustered in specific stressed parcels. 34613 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 34613's 38/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 34613 reflects the current record instead of a stale or modeled snapshot.

Behind 34613's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 34613 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.