ZIP 34614 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 34614 (Hernando County, Florida) at a moderate 38/100 for overall property distress. The split runs 86/100 structural to 8/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (87/100). Leading the profile are structural risk (86/100), construction/permit lag (80/100), institutional ownership (75/100). On the quiet end sit mortgage stress (28/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 11% higher over three years (phase confidence 6/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $321,600 (3.4× income, relatively affordable). Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. Owners hold 96% of homes, renters 4%. Vacancy runs 5.9%. About 9,561 people live here, median age 44. Rent burden reaches 78% of tenant households. On demographic stress specifically, 34614 scores 34/100. Median household income is $79,560, near the U.S. median near $78,000. The ZIP holds roughly 3,838 housing units. Around 20% of adults hold a bachelor's degree or higher.

Overall, 34614 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 34614 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 34614's 38/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 34614, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 34614 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 38/100 roll-up. For a buyer, 34614 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.