ZIP 34448 Property Distress & Foreclosure Data

DLRadar grades ZIP 34448 (Citrus County, Florida) at a moderate 37/100 for overall property distress. Property-level stress concentrates in structural risk (81/100), institutional ownership (74/100), construction/permit lag (59/100). By contrast, mortgage stress (29/100) register low. The latent-versus-live split is 81/100 structural and 9/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (94/100), climate & FEMA risk (93/100).

The market reads neutral — home values rose 1.7% year on year, 3.5% off the recent peak, and 24% higher over three years (phase confidence 14/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $47,526 — below the roughly $78,000 national figure. A median home runs $169,900 here, or 3.5 times local income. Roughly 26.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 6,627 housing units. On demographic stress specifically, 34448 scores 33/100. About 10,741 people live here, median age 56. About 19% have a four-year degree. The tenure split is 87% owner-occupied to 13% rented. Around 32% of renters are cost-burdened. The vacancy rate is 27.1% — elevated.

Net-net, 34448 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 4 individual distressed properties in 34448, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.