Citrus County, FL: Foreclosures, Tax Liens & Distressed Properties

Citrus County, FL, Florida: 17 ZIP codes scored, Citrus County, FL averaging 37/100 (moderate, Citrus, FL), from 31 to 38. Citrus County, FL is in its expansion phase (Citrus, FL confidence 53/100): Citrus, FL home prices up 5.0% (Citrus, FL) over twelve months. Citrus County, FL lender headwind: 38/100.

Highest-scoring Citrus County, FL ZIPs: 34601 (38/100), 34428 (37/100), 34429 (37/100), 34433 (37/100), 34434 (37/100), 34436 (37/100). Also scored in Citrus County, FL: 34442, 34445, 34446, 34448, 34450, 34452, 34453, 34461, 34465, 34487.

Across Citrus County, FL's scored ZIPs: median home value $239,473, household income $56,186, 20.3% vacancy, 15.5% poverty, 84% owner-occupied, median age 55.4.

Citrus County, FL insurance distress 99/100 (#1 in the US); FEMA hazard 100/100 for Citrus, FL; 21 federal disaster declarations in Citrus County, FL since 2023 (9 hurricane); 1,784 Citrus, FL NFIP flood claims, $171.8M paid; Citrus, FL construction distress 59/100.

9 banks with 32 branches lend in Citrus County, FL; Citrus, FL weighted bank stress 62/100, highest 71/100 in Citrus, FL.

Citrus County, FL unemployment 6.7% (Citrus, FL -0.4 pts, six months); 1,972 new housing units permitted in Citrus County, FL over twelve months, Citrus, FL down 9% from 2,161; Citrus, FL home prices +11.5% a year (Citrus, FL) over three years.

84,929 housing units in Citrus County, FL; 10,572 Citrus, FL renter households; 49% of Citrus, FL renters spend 30%+ of income on rent, 28% (Citrus, FL) half or more.

Citrus County, FL ranks #95 nationally on the opportunity index (Citrus, FL, among all ranked counties); Citrus, FL scores 37.4/100 and Citrus, FL sits #16 inside Florida. Citrus, FL is in the strong_buy opportunity phase; Citrus, FL's primary driver is vacancy, Citrus, FL second driver construction; Citrus, FL moved up 204 places. 64 short-sale listings across Citrus, FL; 138 days on market observed in Citrus, FL; 15.7% vacancy over 17 Citrus, FL ZIPs.

1.4% of Citrus County, FL mortgages were ninety-plus days late in December 2025; Citrus, FL's thirty-to-eighty-nine-day share was 2.8% (CFPB county sample). Citrus, FL's ninety-day rate is up 1.0 points on twelve months earlier; the Citrus, FL peak since 2008 was 6.6% in February 2012; Florida overall reads 1.2%.

Citrus County, FL has 3 watched banks; 3 Citrus, FL banks sit in an elevated band. Citrus, FL footprints: Brannen Bank (9 branches, stress 62) in Citrus, FL; Capital City Bank (3 branches, stress 54) in Citrus, FL; Seacoast National Bank (2 branches, stress 58) in Citrus, FL.

HUD lists 4 assisted multifamily properties in Citrus County, FL with 49 units; 49 Citrus, FL units are assisted, 1 Citrus, FL properties under project-based Section 8.

13,638 of the 84,929 housing units in Citrus, FL sit vacant. Citrus County, FL permitted 0 multifamily units in twelve months; Citrus, FL's one-to-four unit structures added 1,972 units in Citrus County, FL.