ZIP 34428 Property Distress & Foreclosure Data

ZIP code 34428 in Citrus County, Florida carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (81/100), institutional ownership (74/100), construction/permit lag (59/100). On the quiet end sit mortgage stress (29/100). Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (94/100), climate & FEMA risk (93/100)). On the structural side it scores 81/100, with 9/100 of stress already active.

The neutral-phase market in 34428 posted values that rose 1.7% over the year, 3.5% off the recent peak, and 8% higher over three years (phase confidence 14/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 24.6% — high, a tax-stress and distress correlate. Around 57% of renters are cost-burdened. At $48,185, median income runs below typical U.S. levels. 75% of housing is owner-occupied. The ZIP holds roughly 5,362 housing units. The demographic-stress sub-score lands at 40/100. The typical home is worth about $260,200 (4.9× income). The vacancy rate is 14.4% — elevated. Around 20% of adults hold a bachelor's degree or higher. Population is roughly 9,325 with a median age of 55.

On the whole, 34428 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 7 individual distressed properties in 34428, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.