ZIP 34498 Foreclosure, Tax-Lien & Distress Report

ZIP 34498's composite property-distress score is 30/100 - DLRadar classes that as moderate for Levy County, Florida. The latent-versus-live split is 66/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (100/100), flood (NFIP) exposure (99/100)). What sets it apart are the readings on institutional ownership (75/100), structural risk (66/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (28/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 36% higher over three years, at 30/100 phase confidence. A cooling market tends to open discount-to-value windows.

Home values center near $335,100, an affordability ratio of 5.4×. Median household income is $56,875, below the U.S. median near $78,000. 666 residents call 34498 home, typically aged 60. Around 31% of adults hold a bachelor's degree or higher. 81% of housing is owner-occupied. The ZIP holds roughly 551 housing units. Vacancy runs 45.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 25.0% — high, a tax-stress and distress correlate. Rent burden reaches 59% of tenant households. On demographic stress specifically, 34498 scores 44/100.

Taken together, 34498 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 34498 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 34498 runs through one identical scoring model, so its 30/100 sits on the same scale as every other ZIP in Levy County, Florida and the nation. Nothing here is interpolated — where a source is thin for 34498, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 34498's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 34498 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.