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ZIP 34431 Foreclosure, Tax-Lien & Distress Report

Marion County, Florida · High Vacancy market

DLRadar grades ZIP 34431 (Marion County, Florida) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (68/100), institutional ownership (64/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (FEMA disaster exposure (100/100), climate & FEMA risk (78/100)). The split runs 68/100 structural to 7/100 active on the ground.

The peak-phase market in 34431 posted values that rose 0.9% over the year, 1.6% off the recent peak, and 3% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

86% of housing is owner-occupied. Educational attainment sits at 14% bachelor's-or-above. The poverty rate is 13.9%. Home values center near $215,500, an affordability ratio of 3.6× — accessible. At $51,542, median income runs below typical U.S. levels. About 8,663 people live here, median age 55. Around 33% of renters are cost-burdened. The ZIP holds roughly 4,922 housing units. On demographic stress specifically, 34431 scores 30/100. Vacancy runs 16.8%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 34431 leans distressed, with opportunity clustered in specific stressed parcels. Inside the full report, DLRadar lists 4 distressed properties for 34431 — owner, address, APN, per-parcel score, bank exposure and exit read.

The number is not local guesswork: 34431's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 34431 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 34431's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 34431 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

31/100
Composite stress
68/100
Structural risk
7/100
Distress activity

What is driving ZIP 34431’s distress

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk78
Another 9 scored dimensions sit behind 34431

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 4 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 34431 by the numbers

A live read on 34431: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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See every distressed parcel in 34431

Every distressed parcel in 34431 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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