ZIP 34446 Property Distress & Foreclosure Data

ZIP code 34446 in Citrus County, Florida carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (81/100), institutional ownership (74/100), construction/permit lag (59/100). On the quiet end sit mortgage stress (29/100). On the structural side it scores 81/100, with 9/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (94/100), climate & FEMA risk (93/100)).

The neutral-phase market in 34446 posted values that rose 1.7% over the year, 3.5% off the recent peak, and 40% higher over three years (phase confidence 14/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $60,625, median income runs below typical U.S. levels. The ZIP holds roughly 9,926 housing units. The poverty rate is 13.7%. Around 18% of adults hold a bachelor's degree or higher. Around 34% of renters are cost-burdened. 94% of housing is owner-occupied. The vacancy rate is 10.7%. The demographic-stress sub-score lands at 29/100. Population is roughly 18,797 with a median age of 61. The typical home is worth about $256,500 (3.8× income, relatively affordable).

On balance 34446 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 104 individual distressed properties in 34446, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.