ZIP 34442 Property Distress & Foreclosure Data

In Citrus County, Florida, ZIP 34442 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (81/100), institutional ownership (74/100), construction/permit lag (59/100). By contrast, mortgage stress (29/100) register low. On the structural side it scores 81/100, with 9/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (94/100), climate & FEMA risk (93/100).

The market reads neutral — home values rose 1.7% year on year, 3.5% off the recent peak, and 51% higher over three years (phase confidence 14/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $55,473 — below the roughly $78,000 national figure. The ZIP holds roughly 10,347 housing units. On demographic stress specifically, 34442 scores 36/100. A median home runs $338,600 here, or 5.3 times local income. Around 42% of renters are cost-burdened. About 27% have a four-year degree. About 16,356 people live here, median age 66. The vacancy rate is 19.0% — elevated. Roughly 14.7% live below the poverty line. The tenure split is 86% owner-occupied to 14% rented.

Net-net, 34442 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 286 individual distressed properties in 34442, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.