Pasco County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Pasco County, Florida? DLRadar grades every Pasco County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 38/100. Here is the 2026 Pasco County breakdown.
- Pasco County's most distressed ZIP is 33809 at 38/100.
- 32 ZIP codes tracked in Pasco County, averaging 36/100 distress.
- Pasco County reads peak — home values up 0.6% year over year.
- Vacancy runs 12.1% across Pasco County's tracked ZIPs, with a 13.5% poverty rate.
- The typical Pasco County home is worth about $321,437 against a ~$79,580 median income.
- Lending headwind in Pasco County sits at 50/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 33809 | 38/100 |
| 2 | 33849 | 37/100 |
| 3 | 33523 | 36/100 |
| 4 | 33525 | 36/100 |
| 5 | 33540 | 36/100 |
| 6 | 33541 | 36/100 |
| 7 | 33542 | 36/100 |
| 8 | 33543 | 36/100 |
| 9 | 33544 | 36/100 |
| 10 | 33545 | 36/100 |
| 11 | 33548 | 36/100 |
| 12 | 33549 | 36/100 |
Most distressed ZIP codes in Pasco County (composite distress 0-100, 2026)
What is driving Pasco County distress
DLRadar builds Pasco County's distress picture only from records anyone can pull; its ZIPs average 36/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Pasco County market phase and pricing
DLRadar places Pasco County in peak; prices moved up 0.6% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Pasco County
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Questions and answers
Which ZIP code leads Pasco County on distress?
ZIP 33809 leads Pasco County at 38/100, recomputed monthly from public records.
Is Pasco County expanding or contracting?
FHFA price-index movement places Pasco County in peak; prices are up 0.6% over twelve months.
What are the sources behind these Pasco County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 32 ZIP codes in Pasco County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Pasco County ZIP codes?
Averaging the county conceals how uneven it is. Across the Pasco County ZIPs DLRadar ranks, scores run from 38/100 in 33809 down to 36/100 in 33549, against a Pasco County average of 36/100. A spread of 2 points means Pasco County has to be worked ZIP by ZIP.
What do Pasco County home values and vacancy say about distressed supply?
The typical Pasco County home carries about $321,437 of value against a median household income near $79,580. Vacancy across Pasco County's tracked ZIPs runs 12.1% and the poverty rate is 13.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Pasco County's foreclosure and tax-lien filings and its 50/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.