ZIP 33545 Foreclosure, Tax-Lien & Distress Report

ZIP 33545's composite property-distress score is 35/100 - DLRadar classes that as moderate for Pasco County, Florida. Environmental exposure also runs high (flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (96/100)). The sharpest non-environmental signals are structural risk (77/100), institutional ownership (76/100), construction/permit lag (33/100). By contrast, construction/permit lag (33/100) and mortgage stress (29/100) register low. The latent-versus-live split is 77/100 structural and 9/100 already moving.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 2% higher over three years (phase confidence 6/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 10,305 housing units. DLRadar's demographic-stress index for the area reads 27/100. A median home runs $399,400 here, or 3.3 times local income. The tenure split is 82% owner-occupied to 18% rented. 8.8% of residents fall below the poverty threshold. The vacancy rate is 7.0%. At $108,835, median income runs above typical U.S. levels. Educational attainment sits at 40% bachelor's-or-above. About 27,536 people live here, median age 35. Around 33% of renters are cost-burdened.

On balance 33545 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 1 individual distressed properties in 33545, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Because one deterministic model scores every ZIP, 33545's 35/100 can be lined up against any neighbor in Pasco County, Florida or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 33545 reflects the current record instead of a stale or modeled snapshot.

Each component behind 33545 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. Treat 33545 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.