ZIP 34639 Property Distress & Foreclosure Data

Pasco County, Florida's ZIP 34639 registers 36/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (79/100), institutional ownership (75/100), construction/permit lag (42/100). mortgage stress (29/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100), climate & FEMA risk (96/100). The latent-versus-live split is 79/100 structural and 9/100 already moving.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 12% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 11,039 housing units. DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 3.8%. Owners hold 81% of homes, renters 19%. Around 37% of renters are cost-burdened. Educational attainment sits at 37% bachelor's-or-above. 6.7% of residents fall below the poverty threshold. 31,118 residents call 34639 home, typically aged 41. Median household income is $99,959, above the U.S. median near $78,000. Home values center near $383,500, an affordability ratio of 3.6× — accessible.

Overall, 34639 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. DLRadar currently tracks 3 individual distressed properties in 34639, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.