ZIP 34639 Foreclosure, Tax-Lien & Distress Report

ZIP 34639's composite property-distress score is 35/100 - DLRadar classes that as moderate for Pasco County, Florida. What sets it apart are the readings on structural risk (77/100), institutional ownership (76/100), construction/permit lag (33/100). By contrast, construction/permit lag (33/100) and mortgage stress (29/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (96/100). Structural exposure scores 77 and live distress 9 on the 0–100 scale.

The peak-phase market in 34639 posted values that rose 0.6% over the year, and 12% higher over three years, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 11,039 housing units across 34639. On demographic stress specifically, 34639 scores 28/100. Vacancy runs 3.8%. The tenure split is 81% owner-occupied to 19% rented. Around 37% of renters are cost-burdened. Around 37% of adults hold a bachelor's degree or higher. The poverty rate is 6.7% — low. About 31,118 people live here, median age 41. At $99,959, median income runs above typical U.S. levels. The typical home is worth about $383,500 (3.6× income, relatively affordable).

Net-net, 34639 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 34639 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 34639's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 34639, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 34639's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 34639 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.