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ZIP 34639 Foreclosure, Tax-Lien & Distress Report

Pasco County, Florida · Distress market

ZIP 34639's composite property-distress score is 36/100 - DLRadar classes that as moderate for Pasco County, Florida. What sets it apart are the readings on structural risk (78/100), institutional ownership (75/100), construction/permit lag (40/100). By contrast, mortgage stress (29/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100), climate & FEMA risk (96/100). Structural exposure scores 78 and live distress 9 on the 0–100 scale.

The peak-phase market in 34639 posted values that rose 0.6% over the year, and 12% higher over three years, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 11,039 housing units across 34639. On demographic stress specifically, 34639 scores 28/100. Vacancy runs 3.8%. The tenure split is 81% owner-occupied to 19% rented. Around 37% of renters are cost-burdened. Around 37% of adults hold a bachelor's degree or higher. The poverty rate is 6.7% — low. About 31,118 people live here, median age 41. At $99,959, median income runs above typical U.S. levels. The typical home is worth about $383,500 (3.6× income, relatively affordable).

Net-net, 34639 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. DLRadar currently tracks 3 individual distressed properties in 34639, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 34639's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 34639, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 34639's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 34639 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

36/100
Composite stress
78/100
Structural risk
9/100
Distress activity

Signal-by-signal read on 34639

Foreclosure activity0
Mortgage stress29
Climate / FEMA risk96
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 3 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

34639 at a glance

Current distress, phase, housing and lender-pressure figures for 34639, drawn from the same report attached to each property.

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Neighbouring ZIPs in Pasco County

More distress data near 34639

Further distress data across Pasco County, Florida at ZIP, county and state level.

Unlock the full ZIP 34639 acquisition report

Every distressed parcel in 34639 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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