ZIP 34654 Property Distress & Foreclosure Data

In Pasco County, Florida, ZIP 34654 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100), climate & FEMA risk (96/100). Its standout signals are structural risk (79/100), institutional ownership (75/100), construction/permit lag (42/100). mortgage stress (29/100) stay muted. Structural exposure scores 79 and live distress 9 on the 0–100 scale.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 9% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.9%. Educational attainment sits at 22% bachelor's-or-above. 24,357 residents call 34654 home, typically aged 44. DLRadar's demographic-stress index for the area reads 32/100. There are about 10,124 housing units across 34654. 14.9% of residents fall below the poverty threshold. Home values center near $307,200, an affordability ratio of 4.0×. Rent burden reaches 34% of tenant households. Owners hold 78% of homes, renters 22%. Median household income is $64,210, below the U.S. median near $78,000.

Overall, 34654 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.