ZIP 34654 Foreclosure, Tax-Lien & Distress Report
Pasco County, Florida · Distress market
Composite property distress in 34654 (Pasco County, Florida) lands at 36/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100), climate & FEMA risk (96/100)). Its heaviest discrete signals: structural risk (78/100), institutional ownership (75/100), construction/permit lag (40/100). mortgage stress (29/100) stay muted. Latent structural risk is 78/100 while live distress already moving reads 9/100.
The market reads peak — home values rose 0.6% year on year, and 9% higher over three years (phase confidence 6/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 9.9%. Around 22% of adults hold a bachelor's degree or higher. About 24,357 people live here, median age 44. DLRadar's demographic-stress index for the area reads 32/100. There are about 10,124 housing units across 34654. Roughly 14.9% live below the poverty line. Home values center near $307,200, an affordability ratio of 4.0×. Around 34% of renters are cost-burdened. The tenure split is 78% owner-occupied to 22% rented. Median household income is $64,210, below the U.S. median near $78,000.
On balance 34654 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 34654 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 34654 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Pasco County, Florida and the nation. Nothing here is interpolated — where a source is thin for 34654, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 36/100 figure for 34654 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 34654 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 34654 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 34654 distress snapshot
A live read on 34654: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Pasco County
Explore related distress reports
Other reports tied to Pasco County, Florida — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 34654
Open 34654 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology