ZIP 34653 Foreclosure, Tax-Lien & Distress Report

In Pasco County, Florida, ZIP 34653 scores 35 of 100 for composite distress, a moderate level on DLRadar's distress index. The sharpest non-environmental signals are structural risk (77/100), institutional ownership (76/100), construction/permit lag (33/100). By contrast, construction/permit lag (33/100) and mortgage stress (29/100) register low. Structural risk reads 77/100 against active distress of 9/100. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (96/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 5% higher over three years (phase confidence 6/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 17,458 housing units across 34653. Roughly 13.1% live below the poverty line. Around 53% of renters are cost-burdened. About 18% have a four-year degree. The typical home is worth about $203,200 (3.8× income, relatively affordable). 65% of housing is owner-occupied. Median household income is $47,660, below the U.S. median near $78,000. About 36,086 people live here, median age 50. DLRadar's demographic-stress index for the area reads 35/100. Vacancy runs 10.9%.

Net-net, 34653 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 34653 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 34653 runs through one identical scoring model, so its 35/100 sits on the same scale as every other ZIP in Pasco County, Florida and the nation. 34653 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 35/100 figure for 34653 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 34653 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.