ZIP 34688 Foreclosure, Tax-Lien & Distress Report

Pinellas County, Florida's ZIP 34688 registers 32/100 composite distress, which DLRadar reads as moderate. Leading the profile are institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). On the quiet end sit mortgage stress (30/100). Structurally it carries 69/100, against 9/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100)).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 19% higher over three years, at 6/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 5.7%. 8,767 residents call 34688 home, typically aged 50. The ZIP holds roughly 3,535 housing units. DLRadar's demographic-stress index for the area reads 27/100. Around 33% of renters are cost-burdened. About 47% have a four-year degree. At $111,090, median income runs above typical U.S. levels. A median home runs $510,100 here, or 4.3 times local income. 9.3% of residents fall below the poverty threshold. Owners hold 91% of homes, renters 9%.

Overall, 34688 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 34688 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 34688 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 34688, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

34688's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 34688 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.