ZIP 34695 Foreclosure, Tax-Lien & Distress Report

ZIP code 34695 in Pinellas County, Florida carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100). The split runs 69/100 structural to 9/100 active on the ground. Its heaviest discrete signals: institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). mortgage stress (30/100) stay muted.

The market reads peak — home values rose 0.6% year on year, and 13% higher over three years (phase confidence 6/100). Topping markets hide individual distress behind strong averages.

Households earn a median $96,138 — above the roughly $78,000 national figure. There are about 8,162 housing units across 34695. Rent burden reaches 23% of tenant households. The typical home is worth about $439,300 (4.3× income). About 46% have a four-year degree. On demographic stress specifically, 34695 scores 26/100. Population is roughly 17,882 with a median age of 51. The vacancy rate is 9.1%. 6.5% of residents fall below the poverty threshold. Owners hold 87% of homes, renters 13%.

On balance 34695 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Inside the full report, DLRadar lists 2 distressed properties for 34695 — owner, address, APN, per-parcel score, bank exposure and exit read.

Whether 34695 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 34695 can be compared directly against any other ZIP in Pinellas County, Florida or nationwide. Where the public record is thin for 34695, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 figure for 34695 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 34695 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.