ZIP 34695 Property Distress & Foreclosure Data

In Pinellas County, Florida, ZIP 34695 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100)). On the structural side it scores 69/100, with 9/100 of stress already active. Its standout signals are institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). On the quiet end sit mortgage stress (30/100).

The peak-phase market in 34695 posted values that held roughly flat over the year, and 13% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $96,138, median income runs above typical U.S. levels. The ZIP holds roughly 8,162 housing units. Around 23% of renters are cost-burdened. The typical home is worth about $439,300 (4.3× income). Around 46% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. Population is roughly 17,882 with a median age of 51. The vacancy rate is 9.1%. The poverty rate is 6.5% — low. 87% of housing is owner-occupied.

On balance 34695 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 2 individual distressed properties in 34695, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.