Pinellas County, FL: Foreclosures, Tax Liens & Distressed Properties
Pinellas County, FL, Florida: 48 ZIP codes scored, Pinellas County, FL averaging 32/100 (moderate, Pinellas, FL). Pinellas County, FL is in its peak phase (Pinellas, FL confidence 6/100): Pinellas, FL home prices up 0.6% (Pinellas, FL) over twelve months. Pinellas County, FL lender headwind: 44/100.
Highest-scoring Pinellas County, FL ZIPs: 33701 (32/100), 33702 (32/100), 33703 (32/100), 33704 (32/100), 33705 (32/100), 33706 (32/100). Also scored in Pinellas County, FL: 33707, 33708, 33709, 33710, 33711, 33712, 33713, 33714, 33715, 33716.
Across Pinellas County, FL's scored ZIPs: median home value $409,466, household income $72,117, 19.0% vacancy, 10.7% poverty, 72% owner-occupied, median age 49.7.
Pinellas County, FL insurance distress 99/100 (#4 in the US); FEMA hazard 99/100 for Pinellas, FL; 18 federal disaster declarations in Pinellas County, FL since 2023 (9 hurricane); 26,433 Pinellas, FL NFIP flood claims, $3.4B paid.
33 banks with 236 branches lend in Pinellas County, FL; Pinellas, FL weighted bank stress 62/100, highest 90/100 in Pinellas, FL.
Pinellas County, FL unemployment 4.3% (Pinellas, FL -0.2 pts, six months); 4,093 new housing units permitted in Pinellas County, FL over twelve months, Pinellas, FL up 66% from 2,460; Pinellas, FL home prices +12.3% a year (Pinellas, FL) over three years.
520,107 housing units in Pinellas County, FL; 129,346 Pinellas, FL renter households; 55% of Pinellas, FL renters spend 30%+ of income on rent, 28% (Pinellas, FL) half or more.
Pinellas County, FL ranks #768 nationally on the opportunity index (Pinellas, FL, among all ranked counties); Pinellas, FL scores 32.1/100 and Pinellas, FL sits #60 inside Florida. Pinellas, FL is in the watchlist opportunity phase; Pinellas, FL's primary driver is vacancy, Pinellas, FL second driver bank institutional; Pinellas, FL moved up 372 places. 217 short-sale listings across Pinellas, FL; 93 days on market observed in Pinellas, FL; 16.7% vacancy over 48 Pinellas, FL ZIPs.
1.1% of Pinellas County, FL mortgages were ninety-plus days late in December 2025; Pinellas, FL's thirty-to-eighty-nine-day share was 1.6% (CFPB county sample). Pinellas, FL's ninety-day rate is up 0.7 points on twelve months earlier; the Pinellas, FL peak since 2008 was 7.6% in May 2012; Florida overall reads 1.2%.
Pinellas County, FL has 12 watched banks; 12 Pinellas, FL banks sit in an elevated band. Pinellas, FL footprints: Bayfirst National Bank (5 branches, stress 90) in Pinellas, FL; Flagship Bank (5 branches, stress 64) in Pinellas, FL; Bankunited National Assn (3 branches, stress 76) in Pinellas, FL.
HUD lists 55 assisted multifamily properties in Pinellas County, FL with 2,967 units; 1,814 Pinellas, FL units are assisted, 18 Pinellas, FL properties under project-based Section 8.
91,634 of the 520,107 housing units in Pinellas, FL sit vacant. Pinellas County, FL permitted 2,568 multifamily units in twelve months; Pinellas, FL's one-to-four unit structures added 1,525 units in Pinellas County, FL.